Prominent resident Stephen B. Chappell was the main financial contributor and owner of this magnificent edifice constructed in 1911. The building combines two structures that are unified by a single façade treatment. The Chappell Hotel, First State Bank, and a grocery store were the original occupants. Meticulous craftsmanship, colorful brickwork, and lavish architectural ornamentation above the two main entries result in a beautifully sophisticated example of early-twentieth-century architecture in a small western town.