Congress created the Federal Housing Administration (FHA) and FHA loans in 1934—at the height of the Great Depression—to finance and produce small homes that the average working American could afford. In addition to offering insured long-term,…

Charles and Frances Bernier had this Minimal Traditional English cottage style home built in 1940. Contractor Bob James likely built the home, and mason Lewis Reid laid the arched white-marble doorway surround. Reid’s distinctive stonework decorates…